Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

on Iberia Bank's secure website

Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

on Iberia Bank's secure website

Card details

  • No annual membership fee

  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.

  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.

  • Online access to credit card account information

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    0.00%

  • Bonus offer

    Low Introductory APR on balance transfers.

  • Intro APR

    Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.

  • Ongoing Apr

    APR: 7.25%, 10.25%, or 13.25%

    Cash Advance APR: 13.50%, Variable

  • Balance Transfer Fee

    2%

  • Foreign Transaction Fee

    2%

Recommended credit score

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NerdWallet Review

By NerdWallet

Rating Details

3.5

Editor's overall rating

Pros and Cons

Pros
  • No annual fee

  • 1.99% on balance transfers for 6 billing cycles

Cons
  • No rewards

  • Needs excellent credit

Haven't gotten around to this one yet, but please put your own review in the comments below!

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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