Stein Mart Platinum Mastercard®

Stein Mart Platinum Mastercard®

Stein Mart Platinum Mastercard®

Stein Mart Platinum Mastercard®

Stein Mart Platinum Mastercard®

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Card details

  • Spend $500 per year and get upgraded to ELITE status

  • Earn 1 reward point for every $1 spent in-store and online at Stein Mart

  • Earn 1 reward point for every $1 spent everywhere else Mastercard® is accepted

  • Exclusive Extra Savings Events at least 10 days every year

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 28.99%, Variable

    Cash Advance APR: 28.99%, Variable

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

GE Capital Retail Bank Stein Mart Platinum Rewards Mastercard Credit Card

Stein Mart Platinum Mastercard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0

Annual fee

$99

Annual fee

$95

Regular APR

28.99% Variable

Regular APR

16.24%, 20.24% or 25.24%, Variable APR

Rates & Fees

Regular APR

16.74%-23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

2.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons
  • High APR

The Stein Mart Platinum Mastercard® earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

Depending on how much you spend at Stein Mart, you may find that other rewards credit cards offer much more value, not to mention much easier redemption.