State Farm® Rewards Visa® Credit Card

State Farm® Rewards Visa® Credit Card

State Farm® Rewards Visa® Credit Card

State Farm® Rewards Visa® Credit Card

State Farm® Rewards Visa® Credit Card

Card details

  • Earn 1 State Farm Loyalty Rewards® point for every $1 spent on eligible purchases.

  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.

  • Redeem points for gift cards at popular retailers, or for e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products.

  • Redemption premium when points are applied toward a qualifying State Farm product.

  • Enhanced Security with Chip Card Technology

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-3x

  • Bonus offer

    None

  • Intro APR

    0% on Purchases and Balance Transfers for 12 months

  • Ongoing APR

    APR: 14.24% - 24.24% Variable APR

    Cash Advance APR: 24.49%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

State Farm Platinum Rewards Visa Credit Card Credit Card

State Farm® Rewards Visa® Credit Card

Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

14.24% - 24.24% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 12 months

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

Cons

    The State Farm® Rewards Visa® Credit Card might be the best card offered by the insurance giant, but that doesn't mean you should apply for it.

    There's no sign-up bonus, and the ongoing rewards are piddling:

    --3 points per dollar spent on insurance premium payments, on up to $4,000 in spending annually (1 point per dollar spent afterward).

    --1 point per dollar spent elsewhere on eligible purchases.

    Even if insurance premiums were a huge expense for you, the spending cap of $4,000 annually sharply limits your earning potential in this category. Plus, the best redemption options are limiting and not easy to nab.

    For more information, see NerdWallet's review of this card.