3.097% APR

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Lender
At a glance
  • Full line of fixed and adjustable rate mortgages, including FHA and VA loans.
  • Good for: People comfortable using online tools and those looking for FHA loans. Minimum credit score of 620, 580 for FHA loans.
  • Strengths: Verifies employment and tells you how much you qualify for in minutes.
  • Weaknesses: No HELOC or home equity loans. Relies on traditional credit measures.
  • Learn more
  • Offers loan products starting with as little as 3% down
  • Doesn't charge lender fees, such as application, underwriting and origination charges
  • Strengths: Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
  • Weaknesses: Not available in all 50 states.
  • Learn more

On July 31st, 2020, the average rate on the 30-year fixed-rate mortgage is 3.097%, the average rate for the 15-year fixed-rate mortgage is 2.681%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 2.896%. Rates are quoted as Annual Percentage Rate (APR).