Best of

Best Barclays Credit Cards of 2019

NerdWalletOctober 22, 2019

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

NerdWallet's Best Barclays Credit Cards of 2019

Our pick for

Cash rewards

Uber Credit Card
Annual Fee

$0

Rewards Rate

1%-5%

Intro offer

$100

Recommended Credit Score
The Uber Credit Card, issued by Barclays, offers some of the highest rewards rates around on dining and travel. The rewards are especially rich considering the annual fee is $0.

Pros

You get 4% cash back on restaurants, takeout, fast food, bars and UberEats; 3% back on hotels, airfare and vacation home rentals; 2% on online purchases including Uber, online shopping and streaming services; and 1% cash back on all other purchases. There's a sign-up bonus, too: Earn $100 Uber Cash after spending $500 on purchases in the first 90 days.. You can redeem rewards as cash back, Uber Cash or gift cards.

Cons

Unlike a lot of top cash-back cards, the Uber Credit Card has no introductory 0% APR period. When you redeem your rewards for UberCash, you don't get the same discount you'd get if you bought UberCash with regular cash.
  • Earn $100 Uber Cash after spending $500 on purchases in the first 90 days
  • 5% back in Uber Cash on Uber, Uber Eats, and JUMP
  • 3% back in Uber Cash on dining, hotels, and airfare
  • 1% back in Uber Cash on all other purchases
  • No annual fee
  • Automatically transfer your Uber Cash balance to your Uber Account once you earn $50 in Uber Cash
  • Up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card

Last updated on October 22, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.