Citi Diamond Preferred Review | NerdWallet
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Citi® Diamond Preferred® Card

Apply Nowon Citibank’s secure website.

Citi® Diamond Preferred® Card

Apply Nowon Citibank’s secure website.
Apply Nowon Citibank’s secure website.

Card Details

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*

APR, Variable

Min APR: 12.24%, Variable

Max APR: 22.24%, Variable

Penalty APR: Up to 29.99%, Variable

Cash Advance APR: 25.49%, Variable


  • No annual fee
  • 0% if you qualify for 21 mos on transfers


  • No rewards
  • Needs excellent credit

Rewards rate


Annual fee


Intro APR

0%* on purchases and balance transfers for 21 months*

Nerdwallet Review

Author: Ben Luthi

If you're looking for the longest introductory 0% APR deal on the market, you've found it in the Citi® Diamond Preferred® Card. The card offers 0% for 21 months on purchases and balance transfers, and then the ongoing APR of 12.24% - 22.24% Variable .

Now, that's not much different than what the Citi Simplicity® Card - No Late Fees Ever offers. What sets the Citi® Diamond Preferred® Card apart is its extra perks. You'll get 24/7 concierge service to help you book travel plans, special access to presale tickets and preferred seating to entertainment events through Citi® Private Pass®, and great online savings through Citi Easy Deals. The annual fee is $0*.

Check out our full review for more on the Citi® Diamond Preferred® Card.

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