0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.99% - 24.99%, based on your creditworthiness
0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.99% - 24.99%, based on your creditworthiness
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee
Free access to FICO® Scores
Rates, fees & offers
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
APR: 14.99% - 24.99% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 27.24%, Variable
Balance transfer fee
5% of each balance transfer; $5 minimum.
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
By Ben Luthi
Editor's overall rating
Pros and cons
No annual fee
Intro APR period on Purchases and Balance Transfers
If you're looking for the longest introductory 0% APR deal for balance transfers, you've found it in the Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer. The card offers 0% on Purchases for 12 months and 0% on Balance Transfers for 21 months, and then the ongoing APR of 14.99% - 24.99% Variable APR.
You'll also get extra perks, including 24/7 concierge service to help you book travel plans, plus special access to presale tickets and preferred seating to entertainment events through Citi® Private Pass®. The annual fee is $0.
Check out our full review for more on the Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer.
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