Citi<sup>&reg;</sup> Diamond Preferred<sup>&reg;</sup> Card – 21 Month Balance Transfer Offer

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

on Citibank's secure application

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

Citi<sup>&reg;</sup> Diamond Preferred<sup>&reg;</sup> Card – 21 Month Balance Transfer Offer

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

on Citibank's secure application

Card details

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness

  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness

  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full

  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater

  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions

  • No annual fee

  • Free access to FICO® Scores

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    0% on Purchases for 12 months and 0% on Balance Transfers for 21 months

  • Ongoing Apr

    APR: 14.74% - 24.74% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    5% of each balance transfer; $5 minimum.

  • Foreign Transaction Fee

    3%

Recommended credit score

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NerdWallet Review

By Ben Luthi

Rating Details

3.6

Editor's overall rating

Pros and Cons

Pros
  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

Cons
  • No rewards

If you're looking for the longest introductory 0% APR deal for balance transfers, you've found it in the Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer. The card offers 0% on Purchases for 12 months and 0% on Balance Transfers for 21 months, and then the ongoing APR of 14.74% - 24.74% Variable APR.

You'll also get extra perks. You'll get 24/7 concierge service to help you book travel plans, special access to presale tickets and preferred seating to entertainment events through Citi® Private Pass®, and great online savings through Citi Easy Deals. The annual fee is $0.

Check out our full review for more on the Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer.

User Reviews

Rating Details

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