10-year fixed mortgage rates
Find and compare the best 10-year fixed mortgage rates from 40+ lenders in your area.
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10-Year Fixed Mortgage Rates
NerdWallet’s mortgage rate tool can help you find competitive, 10-year fixed mortgage rates customized for your needs. Just enter some information about the type of loan you’re looking for and you’ll get a tailored rate quote in minutes, without providing any personal information. From there, you can start the process to get preapproved for your home loan and be on your way to making offers. It’s that easy.
What is a 10-year fixed-rate mortgage?
A 10-year fixed-rate mortgage maintains the same interest rate and monthly payment over the 10-year loan period. A 10 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate. But monthly payments are higher than with fixed rate mortgages that have longer terms.
When should you consider a 10-year fixed-rate mortgage?
For most buyers, the main draw of a 10-year fixed-rate loan is the low interest rates and paying off your mortgage faster. However, remember that your monthly payments will be much higher and the loan may be harder to qualify for. A 10-year fixed-rate loan, though less common than other loan types, is potentially attractive if you’re considering refinancing and owe little on your current loan.