Certificates of deposit offer the best return on your savings with a bank or credit union; commit your money for a set term, and enjoy a higher interest rate. We’ve rounded up offers, including some of our partners, for a number of CD term lengths so you can find one that fits.

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Deposit term requiredMinimum balance for APYAPY

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Discover Bank
Deposit term required
2 years
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Goldman Sachs Bank USA
View Details
Deposit term required
1 year
Minimum balance for APY
$500
Member, FDIC

Account Details

  • Low minimum deposit of $500
  • Guaranteed highest rate offered within 10 days of opening
View Details

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Discover Bank
Deposit term required
1 year
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Discover Bank
Deposit term required
18 months
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Goldman Sachs Bank USA
Deposit term required
2 years
Minimum balance for APY
$500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

BBVA USA
View Details
Deposit term required
1 year
Minimum balance for APY
$500
Member, FDIC

Account Details

  • No Maintenance Fees
  • $500 minimum opening deposit
  • BBVA USA, Member FDIC
View Details

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

HSBC
Deposit term required
1 year
Minimum balance for APY
$1,000
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Citibank
Deposit term required
2 years
Minimum balance for APY
$1,000
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Discover Bank
Deposit term required
6 months
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Wells Fargo
Deposit term required
6 months
Minimum balance for APY
$2,500
Member, FDIC