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NerdWallet rating 

5.0

/5

on Discover's website, or call (800) 347-0264

Annual Fee

$0

Regular APR

22.99% Variable APR

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Minimum Deposit

$200

NerdWallet rating 

4.9

/5

on Capital One's website

Annual Fee

$0

Regular APR

26.99% Variable APR

Intro APR

N/A

Minimum Deposit

$49, $99 or $200

NerdWallet rating 

4.4

/5

Annual Fee

$0

Regular APR

22.99%, Variable

Intro APR

N/A

Minimum Deposit

$300

NerdWallet rating 

4.2

/5

on First Progress's website

Annual Fee

$29

Regular APR

19.99% Variable

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

4.2

/5

on First Progress's website

Annual Fee

$39

Regular APR

13.99% Variable

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

4.1

/5

on First Progress's website

Annual Fee

$49

Regular APR

9.99% Variable

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

3.9

/5

on Petal's website

Annual Fee

$0

Regular APR

19.99% - 29.49% Variable APR

Intro APR

N/A

NerdWallet rating 

3.9

/5

Annual Fee

$35

Regular APR

20.99% Variable APR

Intro APR

N/A

NerdWallet rating 

3.5

/5

Annual Fee

$39

Regular APR

17.99% (Fixed)

Intro APR

9.95% on balance transfers for 6 months

Minimum Deposit

$250

NerdWallet rating 

3.0

/5

Annual Fee

$35

Regular APR

20.99% Variable

Intro APR

N/A

Minimum Deposit

$300