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Start rebuilding with one of these credit cards for people with bad credit, some of which are from our partners. These cards require a cash security deposit, which will usually be equal to your credit line.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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Showing 15 of 5
NerdWallet rating 

5.0

/5

on Discover's website, or call 800-347-0264

Annual fee

$0

Regular APR

26.74% Variable APR

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Minimum deposit

$200

NerdWallet rating 

4.8

/5

on Capital One's website

Annual fee

$0

Regular APR

28.49% Variable APR

Intro APR

N/A

Minimum deposit

$49, $99 or $200

NerdWallet rating 

4.6

/5

on Chime's website

Annual fee

$0

Regular APR

N/A

Intro APR

N/A

NerdWallet rating 

4.3

/5

on Capital Bank's website

Annual fee

$35

Regular APR

20.39% Variable APR

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 

4.0

/5

Annual fee

$0

Regular APR

25.99% Variable APR

Intro APR

N/A

Minimum deposit

$300

NerdWallet rating 

4.0

/5

Annual fee

$0

Regular APR

26.74%, Variable

Intro APR

N/A

Minimum deposit

$300

NerdWallet rating 

3.8

/5

on First Progress's website

Annual fee

$29

Regular APR

23.74% Variable

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 

3.8

/5

on First Progress's website

Annual fee

$39

Regular APR

17.74% Variable

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 

3.8

/5

on Plains Commerce Bank's website

Annual fee

$39*

Regular APR

18.90%

Intro APR

N/A

Minimum deposit

$200

NerdWallet rating 

3.7

/5

on First Progress's website

Annual fee

$49

Regular APR

13.74% Variable

Intro APR

N/A

Minimum deposit

$200